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Payments move from your customer’s wallet to an address you control, on the network they paid on. Reclack never takes custody, never pools funds and never holds a balance between you and your customer.
Several payer wallets routed through Reclack to the settlement address registered for each network.Several payer wallets routed through Reclack to the settlement address registered for each network.

Payers on the left, your registered addresses on the right

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Registering an address

You need one address per network you accept.
Check the address character by character. A payment sent to an address you do not control is gone, and neither Reclack nor the network can recover it.

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Changing an address

Changing where a network settles affects future payments only. Nothing already sold changes, and nothing already settled moves.

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Fees

The platform fee comes out of your share by default, so the payer is charged exactly the price they were quoted. If you would rather pass it on, set fee_payer to customer on the checkout, link or invoice. The hosted page then shows the fee as its own line, so the larger figure has a stated reason rather than appearing as an unexplained difference.

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Network fees

Where a transaction needs a network fee, that is a cost of the chain rather than a charge by Reclack. For many flows the payer does not need the native token at all, because the wallet signs an authorization and Reclack submits the transaction.

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Reconciliation

Every payment carries its transaction hash and an explorer link. Nothing is marked paid until the chain confirms it, so your ledger agrees with the chain rather than with an optimistic guess.

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Refunds

A confirmed transaction is final, and there is no chargeback mechanism on this rail. If you agree to refund a customer, you send funds back from an address you control. Reclack can record that against the payment, but it does not move the money for you.